Apron is a platform for small businesses to pay suppliers, manage expenses, and capture invoices. $49.4M raised ↗. UK’s fastest growing private fintech startup by Sifted ↗ in 2026.

AI for Bill pay. Introduced a concept of the background AI layer that cleans up your list of bills. It's there for you to check anytime. It's almost invisible when it's done the work well.

Expense management. Designed the full expense control suite: approvals, insights, limits, reimbursements.

Created a reusable multi-layer approvals module — one system plugged into payments, transactions, and reimbursements. Introduced a widgets architecture for mobile: easy to add capabilities, easy to remove them.

Apron Card. Collaborated with our founder and research to define value proposition and scope of Apron Card after on-site interviews with restaurant owners in London.

Introduced a four-layer receipt chasing system that practically eliminated the pain of document collection.

Designed core card functionality end to end — the basics that just work. Proposed building a native iOS widget for spenders to have instant visibility on their available limit.

Apron Card is now one of the fastest-growing offerings we've ever launched.

Apron Capture. Worked with bookkeepers and accountants prototyping a data capture tool they actually wanted.

Designed an opinionated solution business owners can use on their own. Professionals demand complexity through advanced customisation.

Introduced a concept of 'dual invoice' — currently the foundational idea of our platform that allows payments and bookkeeping to coexist.

Apron Capture won Data Capture App of the Year at the LUCA Awards for two consecutive years (2024 ↗, 2025↗).

Design system. Created mobile app system from scratch and refined the system on web. Leading roadmap, stakeholder alignment, and team contribution.

@ 2026 Arthur Abrarov

@ 2026 Arthur Abrarov

@ 2026 Arthur Abrarov