Apron is a platform for small businesses to pay suppliers, manage expenses, and capture invoices. $49.4M raised. UK’s fastest growing private fintech startup by Sifted in 2026.

AI for Bill pay. Introduced a concept of the background AI layer that cleans up your list of bills. Check it anytime. Invisible otherwise.

Expense management. Designed the full expense control suite: approvals, insights, limits, reimbursements.

Created a reusable multi-layer approvals module to plug into payments, invoices, transactions, and reimbursements.

Introduced widgets architecture for mobile: add, shuffle, or remove features with ease.

Apron Card. Collaborated with founder and research to define value proposition and scope of Apron Card.

Introduced a four-layer receipt chasing system that practically eliminated the pain of document collection.

Designed core card functionality end to end — the basics that just work.

Proposed a native iOS widget for instant visibility of your available limit.

Apron Capture. Worked with bookkeepers prototyping a data capture tool they would enjoy using daily.

Designed an opinionated solution business owners can use on their own. Professionals demand complexity through advanced customisation.

Introduced a concept of the 'dual invoice' — currently the foundational idea of our platform that allows payments and bookkeeping to coexist.

Design system. Created mobile app system from scratch and refined the system on web as the main contributor.

Introduced a de-centralised contribution workflow. Defined standards.

Currently leading roadmap, stakeholder alignment, and team contribution.

@ 2026 Arthur Abrarov

@ 2026 Arthur Abrarov

@ 2026 Arthur Abrarov